Salutations from vernh.com (the “Website”). We understand that online privacy is crucial for our Website users, especially during transactions. This document outlines our privacy protocols regarding individuals who access the Website (“Guests”) without conducting transactions and those who sign up to interact with the Website and use the various services we provide (collectively, “Services”) (“Authorized Users”).

“Personal identification information”

refers to any data that can identify or be used to identify, contact, or locate the individual connected with such data, including, but not limited to, full name, physical address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include anonymously collected data (i.e., without identifying the individual) or demographic information that cannot be linked to a specific person.

What Personally Identifiable Information do we gather?

We may collect basic profile information from all our Guests. Furthermore, we compile the following information from our Authorized Users: full name, email address, telephone number, physical address, and social media profile data.

Which entities collect this information?

In addition to our direct information gathering, our external service providers (such as credit card companies, clearinghouses, and banks) offering services like credit, insurance, and escrow may acquire this information from our Guests and Authorized Users. We do not control how these external entities handle this information, but we urge them to clarify how they use the personal data shared by Guests and Authorized Users. Some of these external providers may merely act as intermediaries functioning solely as links in the distribution chain and do not retain, manage, or utilize the information supplied to them.

How does the website use Personally Identifiable Information?

We employ Personally Identifiable Information to customize the Website, provide relevant service offers, and fulfill requests for purchases and sales on the Website. We may send emails to Guests and Authorized Users regarding surveys or buying and selling opportunities on the Website or information relevant to the Website’s content. Moreover, we may also use Personally Identifiable Information to respond to Guests and Authorized Users regarding specific inquiries or provide requested information.

With whom can the information be shared?

Personally Identifiable Information regarding Authorized Users may be shared with other Authorized Users who wish to evaluate potential transactions with peers. We may also share aggregated data about our Guests, including demographic information of our Guests and Authorized Users, with our affiliated companies and external providers. We offer the option to “opt-out” from receiving information or communications from us or any service acting on our behalf.

How is Personally Identifiable Information stored?

The Personally Identifiable Information gathered by us is securely stored and is not accessible to third parties or our employees, except for the uses stated earlier.

What options do Visitors have regarding the collection, use, and sharing of information?

Guests and Authorized Users can opt out of receiving unsolicited information from us and/or our suppliers and affiliated companies or contact them by responding to emails as instructed or reaching out to us at

Google AdSense & DoubleClick cookies

Google, serving as a third-party vendor, utilizes cookies to provide advertisements on our Service.

Cookies

A cookie symbolizes a series of information that a website places on a visitor’s computer, which the visitor’s browser communicates to the website whenever the visitor returns. We use “cookies” to gather data. You can configure your browser to decline all cookies or to notify you when a cookie is being sent. However, if you reject cookies, you may not be able to access certain sections of our Service.

Are cookies used on the website?

Cookies are utilized for multiple functions. We employ Cookies to gain understanding of our Guests’ preferences and the services they opt for. Additionally, we implement Cookies for security measures to protect our Authorized Users. For instance, if an Authorized User remains logged in and the website is inactive for more than 10 minutes, we will automatically log out the Authorized User. Guests who prefer not to have cookies stored on their computers should set their browsers to reject cookies before using vernh.com, acknowledging that some features of the website may not function properly without cookies.

Cookies employed by our service providers

Our service providers utilize cookies, which may be saved on your device when you visit our website. Detailed information about the cookies in use can be found on the cookie information page.

How is login information utilized?

We utilize connection details, including, but not limited to, IP addresses, ISP and browser types, browser versions, pages visited, date and time of visit, to analyze trends, manage the site, monitor user traffic and usage, and gather broad demographic insights.

Which partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Website?

We have established and will continue to develop partnerships and collaborations with various vendors. These vendors may gain access to certain Personally Identifiable Information on a need-to-know basis for assessing Authorized Users for service applicability. Our privacy policy does not cover the collection or utilization of this information.

How does the website protect Personally Identifiable Information?

All our employees are knowledgeable about our security regulations and procedures. The Personally Identifiable Information of our Guests and Authorized Users is available only to a limited number of authorized employees who have been given a password for accessing the information. We regularly assess our security systems and protocols. Sensitive data, such as credit card details or social security numbers, is safeguarded through encryption methods intended to protect data transmitted over the Internet. While we adopt commercially reasonable measures to maintain a secure website, electronic communications and databases can experience errors, breaches, and intrusions, and we cannot assure that such incidents will not happen, and we shall not be liable to Guests or Authorized Users for any such occurrences.

How can visitors correct inaccuracies in Personally Identifiable Information?

Guests and Authorized Users may contact us to update their Personally Identifiable Information or correct any inaccuracies by emailing us at.

Is it feasible for a Visitor to remove or disable Personally Identifiable Information collected by the Website?

We

provide Visitors and Authorized Clients a way to eliminate/deactivate Personally Identifiable Information from the website database by contacting us. Nevertheless, owing to backups and deletion logs, it could be impractical to completely erase a Visitor’s registration while keeping some residual information. An individual who requests the deactivation of Personally Identifiable Information will have that information effectively removed, and we will neither sell, transfer, nor use the Personal Information associated with that person in any manner.

Your rights

These are the condensed entitlements you possess under data protection laws.

  • Right to access
  • The right to correction
  • Right to deletion
  • The right to restrict processing
  • Right to challenge processing
  • The right to data portability
  • Right to file a complaint with a supervisory authority
  • Right to withdraw consent

Protection of Children’s Privacy

Our Service is not intended for “Children,” individuals under the age of 18, and we do not consciously collect personally identifiable information from children below 18. If you are a parent or guardian and realize that your child has provided Personal Information to us, please contact us immediately using the provided contact information. Should we identify that individuals under 18 have submitted personal data, we will promptly eliminate the information from our systems.

Compliance with Regulations

Disclosing Personally Identifiable Information to Comply with Legal Obligations. We will disclose Personally Identifiable Information to comply with a court order or subpoena, or upon a request from a law enforcement agency for information release. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Clients.

What happens if the Privacy Policy is updated?

We will notify our Visitors and Authorized Clients of changes to our privacy policy by posting these updates on the Site. However, if we modify our privacy policy in a way that could lead to the release of Personal Information that a Visitor or Authorized Client had previously requested not to be revealed, we will contact that Visitor or Authorized Client to enable them to prevent such disclosure.

Links

vernh.com contains links to other websites. Please keep in mind that when you click on one of these links, you will be taken to a different site. We recommend you review the privacy policies of these linked websites, as their privacy practices may differ from ours.

Contact us

If you have any questions regarding this Privacy Policy, please contact us at